SR22 offenses vary from state to state but the need for the SR22 policy remains the same: to inform the state of a lapse in required insurance coverage. A state requires drivers who have committed one or more applicable SR22 offenses to secure an SR22 insurance policy.
Some punishable SR22 offenses might include:
- Failure to maintain financial responsibility (driving without insurance)
- Driving while intoxicated (DWI)
- Driving under the influence (DUI) of a controlled substance
- Possession of a controlled substance
- Cannabinoids
- Marijuana
- Hashish
- Opioids & Morphine Derivatives
- Opium
- Codeine
- Heroin
- Stimulants
- Cocaine
- Methamphetamine
- Ecstasy (MDMA)
- Hallucinogens
- LSD
- Cannabinoids
Did You Know?
Some states, like Texas, have implied consent laws that give law enforcement personnel the authority to perform on-the-spot tests for the presence of alcohol and/or a controlled substance. All persons who receive a driver license consent to these tests which may include a blood test, breathalyzer test and/or urine test.
Failure to perform a required substance test will result in the driver’s license being immediately revoked. The state may choose to issue a temporary driver license to the driver until a court appearance has determined the fate of the driver.
Most importantly, the failure to consent to a substance test will be used by the prosecution in the court appearance and may result in a suspension of all driving privileges.